Off-plan payment plans\n\nInterest-free developer payment plans are the reason so much off-plan property is bought in North Cyprus. A typical structure:\n\n- **Deposit:** 30–40% on contract\n- **Balance:** spread over the construction period, sometimes extending 12–24 months post-handover\n- **Interest:** 0% on most reputable schemes\n\n### What to check\n- Is the plan **genuinely interest-free**, or is there a hidden discount for cash?\n- Are milestone payments tied to independently-verified construction stages?\n- Is the developer's track record deliverable?\n- Is your deposit **protected in escrow** or held by the lawyer?\n\n### Rental yield during construction\nSome developers offer guaranteed rental income once the unit completes; treat guaranteed-yield promises with caution and get them in writing.
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Related guides in North Cyprus
This guide covers North Cyprus only, rules, taxes and deed types differ in every country we operate in. Title classes in North Cyprus differ from those in the Republic of Cyprus. Always take independent legal advice before reserving.